Alabama Debt Relief for Credit Card Debt and Medical Bills
For many people in Alabama, the option of Chapter 7 bankruptcy is the cheapest and quickest option for debt relief. Chapter 7 bankruptcy is commonly referred to as a liquidation bankruptcy and allows a person to discharge credit card debts and other debts in a process that takes approximately four to five months. Once that period is over, you will come out of Chapter 7 debt free and, in most cases, able to keep your property.
At the Birmingham Men's Law Firm, I, Gregory C. Starkey, can help you determine whether you qualify under Chapter 7 bankruptcy and whether it is your best option for debt relief. I will also guide you through the process of bankruptcy in order to help you avoid common mistakes and provide a fresh start for your financial future. Learn whether Chapter 7 bankruptcy is right for you by scheduling a free initial consultation with my Birmingham firm.
Alabama Chapter 7 Bankruptcy Lawyer
Under bankruptcy laws enacted in 2005, people cannot file for Chapter 7 if they have already received a bankruptcy discharge within the last six to eight years or if the current monthly income is more than the median income in the state of Alabama.
The large majority of people, however, still qualify for Chapter 7 bankruptcy. Chapter 7 bankruptcy can discharge:
- Credit card debt, including store cards
- Medical bills
- Payday loans
- Personal loans
- Car loans and real estate deficiencies
In order to determine the right options for your situation, I will help you review your situation and help you arrive at sensible and effective options to eliminate your debt.
Discuss Chapter 7 Debt Relief With an Attorney
For more information about Chapter 7 bankruptcy and debt relief, contact my office at 205-545-8251 or toll free at 866-706-3859 to schedule a free initial consultation.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.